One Form, Multiple Offers
Fill out a single application and instantly receive pre-qualified loan offers from our network of lenders — no repeated paperwork.
Comparing offers from 40+ lenders nationwide
Get Up To $5,000 Funding Fast Without the Hassle
Simple application, fast processing, and 24-hour funding time.
No hard credit pull · No obligation · 2-minute form
Trusted by 120,000+ borrowers across the US · ★ 4.8/5 average rating
$5K
Maximum loan amount
5.90%
Rates starting from APR
2 min
To check your rate
40+
Lender partners
256-bit SSL
BBB A+ Accredited
No Hard Credit Pull
CCPA Compliant
4.8/5 on Trustpilot
Simple Process
How It Works
Getting loan offers is fast, free, and completely commitment-free.
01
Fill Out One Short Form
Tell us about yourself, your loan needs, and your financial situation. Takes about 2 minutes — no hard credit pull.
02
See Pre-Qualified Offers
We instantly match you with lenders from our network who are ready to work with your profile. Compare rates side-by-side.
03
Choose Your Best Offer
Pick the loan that fits your needs and complete the process directly with your chosen lender. No obligation to accept.
Get Started — It's Free
No hard credit pull · No obligation · Takes 2 minutes
Our Lender Network — 40+ Partners Nationwide
SoFi
LS
GS
UPG
BE
PRO
LC
AVT
Logos shown are for illustrative purposes. Actual lender availability may vary by state and applicant profile.
Why LendPath
Built Around Your Needs
We built LendPath to make loan shopping straightforward, transparent, and respectful of your time and privacy.
Decisions in Minutes
Our streamlined process delivers pre-qualification decisions quickly so you can move forward with confidence and clarity.
Safe & Secure
Your data is encrypted with 256-bit SSL technology. We never sell your personal information to unauthorized third parties.
Flexible Loan Terms
Choose from a range of loan amounts and repayment terms that fit your financial situation — from 6 to 72 months.
No Obligation to Accept
Comparing offers is completely free. You are under no obligation to accept any offer presented to you through our platform.
Competitive Rates
Our lender marketplace drives competition, helping you find offers that reflect your creditworthiness and financial profile.
Rate Transparency
Representative APR Range
Rates are estimates based on credit score tiers. Your actual APR depends on your creditworthiness, loan amount, term, and the lender you choose.
| Credit Score Range | APR Range | Loan Amounts | Loan Terms |
|---|---|---|---|
| 720 – 850 (Excellent) Best available rates | 5.90% – 12.99% | $1,000 – $5,000 | 6 – 72 months |
| 660 – 719 (Good) | 10.99% – 19.99% | $1,000 – $40,000 | 6 – 72 months |
| 580 – 659 (Fair) | 18.00% – 29.99% | $1,000 – $20,000 | 6 – 72 months |
| Below 580 Limited lender options | 24.00% – 34.99% | $1,000 – $10,000 | 6 – 72 months |
APR Disclosure: The Annual Percentage Rates (APRs) shown above are representative examples and do not constitute an offer or guarantee of credit terms. For example, a $10,000 loan at 12.99% APR over 36 months results in a monthly payment of approximately $337 and a total repayment of approximately $12,132. Repayment terms range from 6 to 72 months. Your actual APR and monthly payment will vary based on your specific credit profile, loan amount, and term selected. LendPath is not a lender. We connect consumers with third-party lenders. Not all applicants will qualify for the lowest rates. All loans are subject to lender approval and individual credit evaluation.
Payment Calculator
Estimate Your Monthly Payment
Select a loan scenario to see estimated monthly payments. Actual rates depend on your credit profile.
$5,000 36 months 9.99% APR $161/mo
$161/mo
Loan Amount
$5,000
Total Repayment
$5,796
Total Interest
$796
Example only. APR range 5.90%–34.99%, terms 6–72 months. Actual rate depends on creditworthiness and lender criteria.
$10,000 36 months 12.00% APR $332/mo
$332/mo
Loan Amount
$10,000
Total Repayment
$11,952
Total Interest
$1,952
Example only. APR range 5.90%–34.99%, terms 6–72 months. Actual rate depends on creditworthiness and lender criteria.
$15,000 48 months 14.99% APR $415/mo
$415/mo
Loan Amount
$15,000
Total Repayment
$19,920
Total Interest
$4,920
Example only. APR range 5.90%–34.99%, terms 6–72 months. Actual rate depends on creditworthiness and lender criteria.
$25,000 60 months 18.00% APR $634/mo
$634/mo
Loan Amount
$25,000
Total Repayment
$38,040
Total Interest
$13,040
Example only. APR range 5.90%–34.99%, terms 6–72 months. Actual rate depends on creditworthiness and lender criteria.
$35,000 72 months 24.00% APR $836/mo
$836/mo
Loan Amount
$35,000
Total Repayment
$60,192
Total Interest
$25,192
Example only. APR range 5.90%–34.99%, terms 6–72 months. Actual rate depends on creditworthiness and lender criteria.
These scenarios are for illustrative purposes only and do not constitute a loan offer. APRs shown reflect sample rates from our network. Your rate will be disclosed before you commit.
Customer Stories
Real People. Real Outcomes.
Individual results vary. Testimonials reflect personal experiences and are not representative of typical results.
★★★★★
Home improvement “I needed funds quickly for a home repair and LendPath made the entire process painless. I had multiple offers within minutes and picked the one that worked best for me.”
★★★★★
Debt consolidation “Comparing loans used to feel overwhelming. LendPath showed me real offers side-by-side. No pressure, no hard sell — just clear numbers I could actually compare.”
★★★★☆
Major purchase “The application took about two minutes and I found a rate much better than what my bank offered. Highly recommend at least checking before going straight to your bank.”
★★★★★4.8/ 5
Based on 12,000+ verified reviews
FAQ
Common Questions
Will checking my rate hurt my credit score?
No. Checking your rate through LendPath uses a soft credit inquiry, which does not affect your credit score. Only if you choose to proceed with a lender and formally apply will they conduct a hard pull.
Is LendPath a lender?
No. LendPath is a loan marketplace that connects you with a network of lenders. We do not make lending decisions or fund loans. All lending terms are determined by the individual lender you choose.
How much can I borrow?
Through our lender network, loan amounts typically range from $1,000 to $5,000. The amount you qualify for will depend on your creditworthiness, income, and the policies of individual lenders.
What are the interest rates?
APRs in our network range from approximately 5.90% to 34.99% depending on your credit profile, loan amount, and term. Repayment terms range from 6 to 72 months. Your actual rate will be disclosed before you commit to any offer.
How long does the process take?
Completing the form takes about 2 minutes. Pre-qualified offers typically appear instantly or within a few minutes. From there, the final approval process with your chosen lender varies.
What can I use a personal loan for?
Loan offers from our network can be used for debt consolidation, home improvements, medical expenses, major purchases, and more. Some lenders may have restrictions — check the offer terms before accepting.
Is my personal information safe?
Yes. We use 256-bit SSL encryption to protect your data. We share your information only with lenders in our network for the purpose of matching you with loan offers, as described in our Privacy Policy.
Am I obligated to accept an offer?
Absolutely not. Checking your options through LendPath is free and non-binding. You can review all offers and walk away at any time without any cost or obligation.
Get Started Today
Ready to Find
Your Best Rate?
It takes under 2 minutes. No hard credit pull. No obligation to accept any offer.
By clicking, you agree to our Terms & Privacy Policy and consent to be contacted about your inquiry. Consent is not a condition of purchase. Full disclosures.